Pakistan’s HBL Goes Live on Temenos Core Banking Platform

GRAND-LANCY, Switzerland & COPENHAGEN, Denmark: Temenos, a global leader in banking technology, has announced that Habib Bank Limited (HBL) has successfully gone live with the Temenos Core Banking platform as part of one of the region’s largest banking modernization programmes.

The initial rollout supports both Conventional and Islamic Banking operations and includes the first phase migration of customer accounts from 200 HBL branches across Pakistan to the new Temenos platform. The milestone marks a significant step in HBL’s digital transformation strategy aimed at improving scalability, agility, and operational resilience.

Once fully implemented, the modernization programme will support HBL’s nationwide branch network and manage more than 40 million accounts while processing approximately 20 million transactions daily.

The implementation was delivered by Systems Limited using the Country Model Bank accelerator. The project integrates Temenos Core and Temenos Data Hub on a hybrid-cloud infrastructure powered by Red Hat OpenShift. The upgraded platform is expected to accelerate product launches, improve processing efficiency, and provide real-time analytics and regulatory compliance capabilities.

Muhammad Nassir Salim, President and CEO of HBL, stated that the deployment of Temenos Core Banking represents a major milestone in the bank’s technology transformation journey. He added that the platform will help HBL drive innovation, product agility, and scalable operational efficiency.

William Moroney, Chief Revenue Officer at Temenos, said the transition from legacy systems to Temenos’ cloud-native core banking platform will enable HBL to support large-scale banking operations with enhanced speed, security, and efficiency.

Ammara Masood, GM Global BFS at Systems Limited, highlighted that the successful implementation demonstrates the company’s expertise in delivering complex, multi-country banking modernization programmes and establishes a strong foundation for HBL’s future growth.

The project reflects the increasing adoption of cloud-native banking technologies in Pakistan’s financial sector as banks continue investing in digital transformation and customer-centric innovation.